A buyer has a 710 credit score and 5% down. Which loan type is almost always better for them long-term? – Two lenders quote the same borrower. Lender A: 6.5% rate, $2,000 in fees. Lender B: 6.25% rate, $6,500 in fees. Which is the better deal? – An agent receives a pre-approval letter issued in 10 minutes. What’s the most important question to ask?
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